Escape debt slavery via debt mastery
We don't see debt as the devil. We see it as a necessary evil — a game to be gamed.
A high-touch mentorship for ambitious Aussies who want to get out from under their mortgage and set themselves up for life.
Escape velocity is the moment your investments outside the home outgrow what you still owe on it. Drop your numbers in — we'll show you when you get there, and what it's worth.
Tax saved uses a debt-recycling model: released equity becomes deductible investment debt. Savings = cumulative deductible interest × your marginal tax rate (derived from income).
This is for illustration only. It's a model, not personal advice. Your actual results will vary with your circumstances and market conditions.
We'll show you how to win the bet with the banks and use your home as a platform for prosperity. You won't have to live like a hermit to do it.
We don't see debt as the devil. We see it as a necessary evil — a game to be gamed.
We seek happiness in the pursuit of success. We don't wait for success to be happy.
Money is for life. Life is not for money. We refuse to live like it's one or the other.
These are the three shifts every member makes. The screenshots aren't mock-ups, they're people from the podcast you've probably already listened to.
Working hard without a shared vision doesn't work. We'll show you how to turn your ambitions into action and start playing to each other's strengths.
The truth is, you can't save your way to wealth. But when you learn how to spend toward your goals, you'll make progress without punishment.
Doing what you're told is less motivating than doing what you want. We're not here to tell you what to do, we'll help you figure out what works best for you.
"My husband badgered me for months. I only agreed to say 'I told you so'. I now have egg all over my face." #realtalk
"I personally love this method. I have now made it the way I manage my finances." #cashflow
"This has changed my financial life. Nothing has resonated with me quite like this. I recommend it to all my peers." #gamechanger
"I thought I was pretty good with money. The impact has been profound — and a lot more fun with my partner." #moneycouple
We've spent thousands of hours over the last 7 years working belly-to-belly with our members. And we've learned a lot about what doesn't work. That's how we figured out what does.
Define what 'freedom' looks like to you, so you can reverse engineer it.
"Before this, we were trying to put a thousand-piece puzzle together without the picture.
After this, we had the picture. We made our dream trip around Oz the next year."
Mitch & Brook Parkins · Members since 2023
Make the program pay for itself within weeks. Build momentum while the banks aren't looking.
"I was told for years I couldn't get a better deal from the banks.
One meeting with Craig saved me 10k and wiped 10 years off my mortgage. I've never experienced this level of service, effort and expertise."
Emma Sutherland · Member since 2022
Manage the money you make so you can fund your goals — and live well on the way.
"Income mapping has taken the thought out of every single bill.
Knowing everything is paid on day one — and having money dedicated to our goals — has completely changed our outlook."
Matthew Tippet · Member since 2023
Make more money to manage — so you can save more without having to spend less.
"I worried I'd spent ten years climbing the wrong hill.
The skills I've built have opened doors I didn't know existed.
Our new income stream is on track for an extra $60k this year."
Ryan & Mon · Members since 2023
Unlock lazy equity to buy assets that grow faster than you can save.
"We'll be mortgage-free in 3 years as a result of the moves we've made.
We've saved a sh#t-tonne of tax, funded a career pivot for Bonnie, and took a trip to the NT I'd never have done otherwise."
Ben & Bonnie · Members since 2023
This isn't a course. And it's not a ra ra seminar that spruiks information you could get online. This is a mentorship. That means dedicated coaching and support. And the kind of accountability that doesn't judge, but keeps you honest. Because it's not what you know that matters. It's what you do (consistently).
Program alumni trained in our proprietary methodology. They'll help you get clear on what you really want and stay committed.
"I'll give you permission to think and act bigger — and help you back yourself to make it happen."
"I'll help you transcend overthinking and learn to love taking imperfect action."
"I'll help you create powerful personal change, no matter where you're starting."
"I'm here to help you have better conversations about money — so you can transcend the patterns of the past."
Subject-matter specialists who'll help you master strategic spending and maximise the gap between what you earn and spend.
"I'll help you master the money skills that make progress predictable and inevitable."
"I'll help you master the money skills that make progress predictable and inevitable."
"Your lending should work harder than you do — I'll show you how."
"I'll help you use your superpower to increase your earning power."
Resident experts who'll show you smart moves that set you up for life — live masterclasses, expert panels, Q&A sessions.
"I'll show you how to put your money to work, so you don't always have to work for money."
"I'll show you how to minimise the biggest drag on your returns over time."
"I'll show you how to build a property portfolio that keeps the pension out of your plans."
Everything you get is designed to make you successful. Because we know that if we are to achieve our ambitions, your success must come before ours.
A stage-by-stage program that takes you from "we should probably do something" to mortgage-free — with real tools, not theory.
Monthly 1:1s with your coach, plus ad-hoc support between. Real humans. Not a Slack bot.
Live dashboards, loan templates and a 360° view of every dollar — built for the HEA method.
Weekly calls, expert masterclasses and a private community of Aussies playing the same game.
Trained on every lesson, call and tool in the program. Stuck at 11pm? Ask Ava.
Our most successful members are ordinary people who don't want to settle for ordinary results. That's the whole bar.
Unfiltered words from our community of practice — the people doing this alongside you.
"At first I thought this was a crock of sh#t.
I said we don't need to spend money to make money.
Now I tell all my friends, you need to take a look at this. Because this will change your life."
"The confidence this gave me allowed me to back myself to start my practice. I've now scaled back to one day a week clinical work. All while paying down the mortgage and building my asset base for the future. I used to stress about spending, but now I know how to enjoy my money."
"Our mortgage was killing us. And we'd been trying hard on our own to make progress, but this just sped everything up. We've now built a healthy buffer, moved interstate and started a business which has freed us up to live the lifestyle we love. At the same time we're earning and saving more than ever. This has been the best thing we've ever done, and we've never looked back."
"My spreadsheet wasn't working, and even though I was working two jobs it felt like we were getting nowhere. This was the cheat code for us. We built a portfolio, bought an investment property and found jobs we love."
"I'd gotten so much out of the podcast, I wasn't sure whether we'd learn anything new. We now both agree the cost was a drop in the ocean compared to what we've gotten out of this. By far the best investment in our future and our relationship."
"This year we are finally embarking on a long awaited path as a result of the financial freedom we have been working on. Travelling, starting my own business and using our finance to enjoy our world today not waiting for when we retire. We've upgraded our caravan and leaving with minimal debt."
"We thought debt was bad, and we needed to pay off the house first.
Now we're going guns blazing at both — and we're shocked by how much we've achieved."
"The mental load I felt with money is just gone. Before I was carrying it all, and now we do it togerher as a team. So far we've payed off personal debts, funded overseas trips and travel (including our honeymoon), recycled our debt and have now turned our interests into a new income stream through our business."
"My entire life has changed since working with these guys. Everything I set out to do, it's all happened. My property, travel and my investment portfolio. My whole mindset and confidence around money has changed. It's been the best thing I've done for my future, and my mental health."
"We've always been a great team, but money was our minefield. This didn't just get us on the same page, it allowed us to completely rewrite what was on it. What we've learned has allowed us to fund multiple trips, new career directions, while building our deposit and having the house renovated before our baby arrived to change our life."
"This got us on the same page with money. After the very first session everything changed. My wife was unrecognizable to me. In the past she never wanted to walk about this, and then suddenly it's all she wanted to talk about."
"One year ago I was stuck in an academic career that no longer fit. I am now a venture backed founder of an AI tech startup. My mortgage does not run my life. It's funny too, I felt like I had all the elements to do this myself, but it's wasn't until I had these conversation things started to fall into place."
Tyson + Kara were staring down a 28-year mortgage when they joined. Here's where they are now.
The sense of freedom we feel is amazing.
"We're now on track to pay off our mortgage within 4 years of starting the mentorship. At the same time we've funded multiple holidays and landscaping projects — and we're still growing our investments."
Tyson + Kara · Members since 2022
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